Open Season Begins For Federal Long Term Care Insurance Program

Washington, DC – The U.S. Office of Personnel Management (OPM) launched the Federal Long Term Care Insurance Program (FLTCIP) Open Season which will run from April 4 to June 24, 2011.  This is the first FLTCIP Open Season since 2002.

“The Federal Long Term Care Insurance Program gives enrollees security and peace of mind as they plan for the cost of long term care,” said OPM Director John Berry.  “I encourage current Federal and postal service employees, uniformed personnel, and their qualified relatives to learn about this important benefit.”

During the FLTCIP Open Season, all current Federal and U.S. Postal Service (USPS) employees and active members of the uniformed services and their spouses will have the opportunity to apply for coverage with abbreviated underwriting, which means that a minimal number of health questions will be asked during the application process.  This is an option not offered during year-round enrollment.  In keeping with President Obama’s June 17, 2009 memorandum Federal Benefits and Non-Discrimination, same-sex domestic partners of Federal and USPS employees can also apply with abbreviated underwriting.

The FLTCIP is the largest employer-sponsored long term care program in the country, with over 225,000 current enrollees.  Please note, certain medical conditions, or combinations of conditions, will prevent some people from being approved for coverage.  If accepted into the program, employees pay 100 percent of the cost.

For additional information on the FLTCIP Open Season or to apply, please visit http://www.opm.gov/insure/ltc/index.asp, or www.ltcfeds.com, or call Long Term Care Partners at 1-800-LTCFEDS (1-800-582-3337).

source: OPM